Browsing by Subject "Consumer credit"
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ItemThe regulatory use of credit rating :(Assumption University, 2005) Malinee Ronapat ; Assumption University. Martin de Tours School of Management and EconomicsThis paper discusses the uses of crediting rating for regulatory purpose. It focuses on the Basel Accords and the use of credit ratings in the Accords to increase the safety and soundness of internationally active banks. The paper focuses mainly on the Basel Accords and rating of developing countries such as Thailand. In developing countries, the Basel Accords have an impact on the way financial institutions manage their reserve requirements for risky assets. Split rating and Rating shopping are also discussed as foreseen problems of credit rating.