Journal of Risk Management and Insurance: Vol. 22 No. 2 (2018)
Recent Submissions
Factors influencing overindebtedness: a logistic regression analysis of consumers in Bangkok
(Assumption University Press, 2018)
Overindebtedness is a source of default risk facing by commercial banks and loan
institutions. Although studies of factors influencing individuals’ indebtedness are prevalent,
less of previous studies had examined financial factors distinguishing mild-debtors from
overindebted individuals. The present study aims at identifying and empirically testing the
financial factors (i.e. financial literacy, experiences in using financial services, and money
management) which distinguish mild-debtors from overindebted individuals. Questionnaires
wer...