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    Factors influencing overindebtedness: a logistic regression analysis of consumers in Bangkok 

    Pallapa Srivalosakul; Issara Suwanragsa (Assumption University Press, 2018)

    Overindebtedness is a source of default risk facing by commercial banks and loan institutions. Although studies of factors influencing individuals’ indebtedness are prevalent, less of previous studies had examined financial factors distinguishing mild-debtors from overindebted individuals. The present study aims at identifying and empirically testing the financial factors (i.e. financial literacy, experiences in using financial services, and money management) which distinguish mild-debtors from overindebted individuals. Questionnaires wer...

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