Factors affecting the assurance of savings in the cooperatives from the perspective of member: a case study of Assumption University savings & credit coperative limited (AUSCC)

au.link.externalLink [Full Text] (https://jrmi.au.edu/index.php/jrmi/article/view/192/170)
dc.contributor.author Annop Peungchuer
dc.contributor.author Amara Tirasriwat
dc.contributor.author Mathew, Asha
dc.contributor.author Naruemol Tridechapol
dc.date.accessioned 2020-03-06T05:04:16Z
dc.date.available 2020-03-06T05:04:16Z
dc.date.issued 2019
dc.description.abstract The purpose of this study was to examine factors affecting savings in AUSCC, focusing on factors affecting the confidence or assuranceof savings,needs assessment for confidence, andguidelines to enhance the level of confidence ofmembers.Factor analysis, priority need index, and analysis of variance for testing the differencesofAUSCC members’ qualifications towardsthe assurance of savings in AUSCCwere utilized.Thefindings revealed that thedifference in position and salary of AUSCC members has resulted in the different perception towards the competency and experience of management team that affected their confidence ofsavings at a significant level of 0.05.Furthermore, the need assessment analysis found that the factorsforenhancing the confidencelevel of savingsin AUSCC are: ability of management to communicate clearly at meetings; ability to investigate and audit cheating and fraud; knowledge of laws, regulations, and criteria of contract knowledge;strict, independent and fair decisions made by the board members; and good governance and internal control. en_US
dc.format.extent 19 pages en_US
dc.format.mimetype application/pdf en_US
dc.identifier.citation The Journal of Risk Management and Insurance, Vol. 23 No. 2 (2019), 58-76 en_US
dc.identifier.uri https://repository.au.edu/handle/6623004553/23194
dc.language.iso eng en_US
dc.publisher Assumption University Press en_US
dc.rights This work is protected by copyright. Reproduction or distribution of the work in any format is prohibited without written permission of the copyright owner. en_US
dc.rights.holder Assumption University en_US
dc.subject Assurance en_US
dc.subject Savings en_US
dc.subject Savings & credit cooperative en_US
dc.subject Assumption University en_US
dc.subject.other The Journal of Risk Management and Insurance en_US
dc.subject.other The Journal of Risk Management and Insurance -- 2019 en_US
dc.title Factors affecting the assurance of savings in the cooperatives from the perspective of member: a case study of Assumption University savings & credit coperative limited (AUSCC) en_US
dc.type Text en_US
mods.genre Journal Article en_US
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